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Legal Insights
Texas Insurance Requirements
Texas law requires minimum liability coverage of: • $30,000 for injury/death to one person • $60,000 for injury/death per accident • $25,000 for property damage
Penalties for No Insurance
First offense: $175 to $350 fine Subsequent offenses: • Up to $1,000 fine • License suspension • SR-22 requirement for 2 years
Legal Defenses
Common defenses include: • Proof of insurance was valid but not in vehicle • Insurance lapsed less than 30 days • Vehicle was inoperable • Insurance company error
Important Notice
This information is provided for general guidance only and may not reflect current law or your specific situation. Always consult with a qualified legal professional for advice about your case.